Merchant Account Payment Gateways

The Authorize.Net Payment Gateway can help you accept credit card and electronic check payments quickly and affordably.

The vast majority of e-commerce merchants do not have the technical resources, money or expertise to build a direct connection to the payment processing networks. For this reason, payment gateways like Authorize.Net provide merchants with the complex infrastructure and security necessary to connect their Web sites to the payment processing networks. In other words, a payment gateway acts just like a traditional credit card swipe machine you find in the physical retail world.

Authorize.Net enables merchants to submit transactions manually via a secure Web browser using the Virtual Terminal or Batch Upload tool. This feature is ideal for merchants that service mail or telephone orders. Virtual Terminal and Batch Upload are included with every Authorize.Net Payment Gateway account.

Automated Recurring Billing (ARB) is a convenient and easy-to-use tool for submitting and managing recurring, or subscription-based, transactions. You can take advantage of ARB's flexible features to enhance customer service and build customer loyalty, while reducing authorization declines and overall administrative costs.

ARB provides multiple methods for creating subscriptions. Simply create a subscription in the Merchant Interface that includes the customer's payment information, a billing amount, and payment schedule. Or allow your online customers to choose installment payments from your custom payment form when you integrate your Web site directly to our ARB application programming interface (API). ARB does the rest, generating subsequent transactions based on the schedule provided.

The Virtual Terminal provides the best solution for merchants who manually enter credit card and electronic check transactions for mail order/telephone order (MOTO) sales.

The secure Virtual Terminal and Batch Upload features enable merchants to process credit card and/or eCheck.Net® transactions manually. Authorize.Net merchants access the Virtual Terminal through the Web-based Merchant Interface. Transactions are immediately submitted for authorization and processing each day.

Authorize.Net provides an exclusive, fully integrated electronic check payment method, eCheck.Net. Using eCheck.Net, merchants can accept and process payments from consumer and corporate bank accounts directly from their Web site or through the Authorize.Net Virtual Terminal. By accepting electronic checks, you expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing sales.